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Personal Pensions

Forward-thinking and in possession of considerable expertise and experience, we provide a wealth of insight when it comes to the often complex considerations of personal pension and annuity planning and administration. 

Whether an off-the-shelf solution or a full bespoke arrangement, our experienced team can design and implement a variety of offerings depending on your needs. We can provide many of these structures as either a trust or a contract-based arrangement, an option which can be highly beneficial when considering the legal framework in the jurisdiction where you reside or are planning to retire in.

Administered by Praxis in Malta and by Cavendish and Trireme (part of the Praxis Group) in Guernsey, we offer:

Guernsey

  • QNUPS
  • Retirement Annuity Trusts
  • Personal Pension Plans for Guernsey residents
  • International pensions and savings plans

Malta

  • QNUPS
  • QROPS
  • Personal Pension Plans for Malta residents

Given the evolution of many personal pension arrangements, we also provide private client trust services from multiple locations that can take over trusteeship of various forms of other non-regulated pension arrangements.

Important notices

Cavendish Corporate Investments PCC Limited is part of the Praxis Group and is regulated by the Guernsey Financial Services Commission (GFSC) (reference number 1049273) and licensed as a fiduciary services company under the Regulation of Fiduciaries, Administration Businesses and Company Directors, etc. (Bailiwick of Guernsey) Law, 2020 (The “Law”). Permitted to carry on by way of business regulated activities under s.2(1)(e) of the Law (Pension Scheme Business and Gratuity Scheme Business). Company Registration Number 48974. 

Trireme Pension Services (Guernsey) Limited is part of the Praxis Group and is regulated by the GFSC (reference number 2021761) and licensed as a fiduciary services company under the Regulation of Fiduciaries, Administration Businesses and Company Directors, etc. (Bailiwick of Guernsey) Law, 2020 (The “Law”). It is permitted to carry on by way of business regulated activities under s.2(1)(e) of the Law (Pension Scheme Business and Gratuity Scheme Business). Company Registration Number 55537. 

Praxis PES Malta Limited is part of the Praxis Group and is authorised by the Malta Financial Services Authority to act as a Retirement Scheme Administrator to Retirement Schemes registered under the Retirement Pensions Act, 2011. Company Registration Number C58492.

Praxis is not licensed or qualified to provide advice relating to the appropriateness of a plan or the underlying investments, but we will work closely with advisers in designing, establishing and overseeing the most appropriate solution.

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Locations

Our Pensions & Employer Solutions services are available from the following offices: